Terms and Conditions

Welcome to HouseLoanCalculatorMalaysia.online! By accessing and using our website, tools, and services, you agree to comply with and be bound by the following Terms and Conditions (“Terms”). If you do not agree with these Terms, please do not use our website or services.

1. Acceptance of Terms

By using HouseLoanCalculatorMalaysia.online (the “Website”), you agree to these Terms and Conditions and all applicable laws and regulations. If you do not agree with these Terms, you must immediately discontinue the use of our Website.

We reserve the right to modify or update these Terms at any time without prior notice. Any changes will be posted on this page with an updated “Effective Date.” We encourage you to review these Terms periodically to stay informed about any updates.

2. Use of Our Services

HouseLoanCalculatorMalaysia.online provides an online tool for estimating home loan repayments. You agree to use our services only for lawful purposes and in accordance with these Terms. You are responsible for maintaining the confidentiality of your information and any activity that occurs under your account.

You agree not to:

  • Use the Website for any unlawful, fraudulent, or harmful activity.
  • Attempt to disrupt, damage, or interfere with the functionality of the Website or services.
  • Engage in any activity that could harm or exploit other users of the Website.

3. Accuracy of Information

While we strive to provide accurate and up-to-date information through our loan calculator and other content, we do not guarantee the accuracy, completeness, or timeliness of the information. The results from our loan calculator are estimates based on the information you provide, and we are not responsible for any discrepancies or inaccuracies in the data.

We recommend that you consult with a financial or mortgage advisor to verify your loan details and explore the best options for your financial situation.

4. User-Provided Content

You are solely responsible for any information you enter into our loan calculator, including but not limited to loan amount, interest rate, and loan tenure. You must ensure that the information you provide is accurate and complete. We will not be held responsible for any incorrect data input or any consequences resulting from using the estimates generated by the calculator.

5. Intellectual Property

All content, designs, logos, text, graphics, and other materials on HouseLoanCalculatorMalaysia.online are the property of HouseLoanCalculatorMalaysia.online or its licensors and are protected by copyright and intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes. You may not copy, modify, distribute, or use any content for commercial purposes without prior written permission.

6. Privacy

Your use of the Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our Website, you consent to the data practices described in the Privacy Policy.

7. Limitation of Liability

HouseLoanCalculatorMalaysia.online, its owners, affiliates, employees, or partners shall not be held liable for any direct, indirect, incidental, special, or consequential damages arising from your use or inability to use the Website, including but not limited to any financial, legal, or personal losses resulting from the use of our loan calculator or any other content on the Website.

By using the Website, you agree to indemnify and hold harmless HouseLoanCalculatorMalaysia.online from any claims, damages, or losses arising from your use of the Website or reliance on the information provided.

8. Indemnification

You agree to indemnify, defend, and hold harmless HouseLoanCalculatorMalaysia.online, its affiliates, officers, employees, and agents from any claims, losses, or damages (including legal fees) arising from your use of the Website, your violation of these Terms, or your violation of any applicable laws or regulations.

9. Termination

We reserve the right to suspend or terminate your access to the Website at any time, with or without notice, for any reason, including but not limited to your violation of these Terms. Upon termination, you must immediately stop using the Website.

10. Third-Party Links

The Website may contain links to third-party websites or services that are not owned or controlled by HouseLoanCalculatorMalaysia.online. We do not endorse or assume responsibility for the content, privacy practices, or actions of any third-party websites. You access third-party links at your own risk and should review their privacy policies and terms of use before engaging with those sites.

11. Disclaimer of Warranties

The Website and its content are provided “as is” and “as available.” We make no warranties, express or implied, regarding the reliability, availability, or accuracy of the Website, its content, or the loan calculator. We do not warrant that the Website will be free of errors, uninterrupted, or secure.

HouseLoanCalculatorMalaysia.online disclaims all warranties, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

12. Governing Law

These Terms and your use of the Website shall be governed by and construed in accordance with the laws of [Insert Jurisdiction, e.g., Malaysia], without regard to its conflict of law principles.

13. Dispute Resolution

In the event of any dispute arising from these Terms or your use of the Website, we encourage you to first contact us at [email address] to resolve the issue informally. If a resolution cannot be reached, any legal action or proceedings shall be conducted exclusively in the courts of [Insert Jurisdiction, e.g., Malaysia].